Hole number 4 at Whistling Straits golf course overlooking Lake Michigan
Direct Private LenderNo Personal Income VerificationNon-Owner Occupied

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Financing That Moves at Your Speed

Empowering real estate investors with quick, flexible, and transparent private lending solutions — helping you close deals fast and scale your portfolio with confidence.

Capital Deployed

$0M+

Avg. Approval Time

0hr

States Nationwide

0

What We Offer

Direct Private Lender Financing

Short-term and long-term financing options for real estate investors of non-owner occupied properties across various asset classes.

Up to 90% LTC
Fix & Flip / Bridge

Short-term financing for purchasing, renovating, and reselling residential and small multifamily properties.

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From 5.75% Fixed
Rental Property DSCR

Long-term stabilized loans based on property cash flow, not personal income. Fixed rates for up to 30 years.

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5+ Unit Properties
Multifamily DSCR

Purchase, rehab, and permanent financing solutions for 5+ unit multifamily and mixed-use properties.

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SFR & 2-4 Unit
New Construction

Ground-up construction financing for SFR and 2-4 unit multifamily with entitled land and proper permits.

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Cash-Out Available
Refinance

Cash-neutral and cash-out refinance options for current investment properties at competitive rates.

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Final loan terms may vary based on loan types, verification of application information, appraisal and other lender underwriting criteria.

Programs

Financing Programs

Two core tracks designed for every stage of your investment strategy — from active repositioning to long-term hold.

Short-Term6 – 24 month terms
RTL — Non-Stabilized

Renovation, transitional, and construction loans for properties in active development or repositioning.

Eligible loan types

  • Fix & Flip

    SFR + 1-4 Multi-Family

    Up to 90% LTC
  • Bridge

    5+ Unit Multi-Family / Mixed Use

    Up to 80% LTC
  • New Construction

    SFR + 2-4 Multi-Family

    Entitled land
  • PUDs

    Entitled Land with proper permits & zoning

* Not able to finance unentitled or raw land

PermanentUp to 30-year fixed
DSCR — Stabilized

Long-term fixed-rate loans for income-producing, stabilized investment properties.

Program highlights

  • Purchase financing up to 80% LTV

  • Cash-neutral refinance up to 80% LTV

  • Cash-out refinance up to 75% LTV

  • Fixed rate for 30 years for all DSCR loans

  • Interest only option for 10 years

  • Properties up to 10 units

Rates starting at

5.75%

Fixed rate for 30 years with additional term options available

Pricing

Experience Tiers

Better rates and higher leverage as you grow your track record. We reward experience with more favorable terms.

Tier 1

New Investor

0 – 1 Past Projects

Rates starting at

10.25%

Prefer lighter rehabs vs. gut renovations

No ground up construction

Max Leverage

Loan to Costup to 80%
Loan to Valueup to 65%
Loan to Purchaseup to 75%
Get Tier 1 Terms

Tier 2

Growing Investor

2 – 3 Past Projects

or $2,500,000 in projects sold

Rates starting at

9.95%

No ground up construction

Max Leverage

Loan to Costup to 85%
Loan to Valueup to 70%
Loan to Purchaseup to 80%
Get Tier 2 Terms

Tier 3

Experienced Investor

4+ Past Projects

or $5,000,000 in projects sold

Rates starting at

9.25%

Ground up construction with at least 1 prior project

New construction SFR & multi-family 1-4

Max Leverage

Loan to Costup to 90%
Loan to Valueup to 70%
Loan to Purchaseup to 85%
Get Tier 3 Terms

All rates and leverage amounts are subject to deal specifics, borrower qualifications, and lender underwriting criteria at the time of origination.

Get Started

Submit an Inquiry

Our team will reach out to discuss different financing scenarios tailored to your needs. Fast response times and personalized service guaranteed.

Step 1

Submit your project details

Tell us about your investment property and financing needs.

Step 2

Receive tailored scenarios

Our team will craft financing options specific to your deal.

Step 3

Close with confidence

Move forward quickly with transparent terms and reliable funding.

Prefer to talk live?

Schedule a Zoom call with our team to discuss your project in detail.

Schedule a Call

Your information is kept confidential and will only be used to discuss financing options.